Here is life insurance tip #9 of the series…
Tip #9 To Get Your First Life Insurance is: “Prepare to Answer Lots of Questions When Applying”
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Obviously, the quote you would receive from an insurer typically is just an evaluation of what your premium will be.
To get an insurance policy, you’ll have to fill out a lengthy questionnaire.
You’ll be questioned about:
- Your mental health;
- Weight;
- Your age;
- Personal medical history;
- Tobacco use;
- Family medical history.
The insurer too will ask questions regarding your driving history and whether you have a dangerous job or hobbies or doing sports that deliver you more extra of a risk to insure.
And this information is employed to determine what your actual insurance coverage rate will be.