3. About 9 in 10 life insurance plans end without any payout.

What typical insurance agents would say about this? 

Well, they prefer not to discuss this.

The Fact is:

About 4.2% of all life insurance plans terminate each year, which serves around 5.2% of the face worth insured by those plans.

This guides to about 85% of all term policies, an approximate 88% of cash value life coverage policies terminating without a loss claim.

In conclusion: Whole life insurance policies are a bad choice when compared to other financial options.